Housing Programs

Here are the current housing programs:

There are also some useful housing resources.


Keep Your Home California is a $2 billion, federally funded effort to help California families struggling to pay their mortgages through four different programs. Each of the programs are designed specifically for low or moderate income homeowners who are either unemployed or owe significantly more than the value of their homes.

Specifically, the Keep Your Home California programs provide:

  • Mortgage assistance of up to $3,000 per month for unemployed homeowners who are in imminent danger of defaulting on their home loans.
  • Funds to help homeowners who have fallen behind on their mortgage payments due to a temporary change in a household circumstance. The program will provide up to $15,000 per household to reinstate mortgages to prevent foreclosures.
  • Funds to reduce the principal owed on a mortgage for a home where the homeowner is facing a serious financial hardship and owes significantly more than the home is worth. This program requires lenders to match any assistance provided for principal reduction.
  • Transition assistance to help borrowers relocate to a new housing situation after executing a short sale or deed-in-lieu of foreclosure program.

Visit www.keepyourhomecalifornia.org for more information.

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Housing Resources

  • Description: Description: HCD LogoCalifornia Dept. of Housing &
    Community Development

    The State of California’s Department of Housing and Community Development provides a variety of resources including affordable housing grants, credit counseling services, and more.
  • EDA: County of Riverside Economic Development Agency
    Riverside County government has a strong commitment to ensure there is an ample supply of affordable and suitable housing made available to all persons, regardless of their economic status or functional ability.
  • Fair Housing Council of RiversideFair Housing Council of Riverside County, Inc
    The Fair Housing Council is your advocate working to assure that you and your family have the right to live in the home of your choice.
  • Description: Description: HUD LogoU.S. Department of Housing & Urban Development
    The U.S. Department of Housing and Urban Development is a federal agency that provides housing-related information on home ownership, foreclosure information, fair housing regulations, homeless assistance, and more.
  • Description: Description: CalHFA LogoCalifornia Housing Finance Agency
    For over 25 years, the California Housing Finance Agency (CalHFA) has supported the needs of renters and first-time homebuyers by providing financing and programs that create safe, decent, and affordable housing opportunities for individuals within specified income ranges.

    Established in 1975, CalHFA was chartered as the State’s affordable housing bank to make below market-rate loans through the sale of tax-exempt bonds. A completely self-supporting State agency, bonds are repaid by revenues generated through mortgage loans, not taxpayer dollars.
  • Description: Description: NHF LogoNational Homebuyers Fund
    National Homebuyers Fund (NHF), a non-profit public benefit corporation, is authorized by FHA / HUD and FannieMae to offer subordinate loan financing to qualified homebuyers in specific states. The proceeds can be used to fund all or a portion of the homebuyer’s cash to close.

    NHF’s objective is to create a privately funded and consistent source of down payment assistance. The organization works to complement existing state and local programs for the benefit of those families and individuals who do not have the necessary financial resources.
  • Description: Description: Kids Next Door LogoKids Next Door Website
    The U.S. Department of Housing & Urban Development
    has created a special Kids Next Door website dedicated to helping children learn how to be good citizens.
  • WRCOG Hero financing logoWRCOG Hero Financing
    Low Cost Financing is Now Available to Homeowners in Western Riverside County.

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